Are we still liable for any accidents and injuries she may cause?

Mark,

If we put my daughter who will be 19, on her own separate auto insurance and put the title of the car in her name, are we still liable for any accidents and injuries she may cause?

She will be going to college, living at home, so we are completely supporting her financially and claiming her as a dependent.

We live in Ohio. She has had a few incidents with the car and we don't want to be liable for anything that may happen in the future. We don't want our insurance to be dropped as well as our umbrella policy.

Any help?

Thanks,

____________________________

Re: "...are we still liable for any accidents and injuries she may cause?"

Generally no. In case of an accident, the owner of a car can normally be held liable up to the statutory maximum for damages caused by the car. You, as a third party, would not be liable unless the other party (i.e., whoever suffered damage due to your daughter's accident) could prove some sort of negligence on your part (e.g., if you gave your daughter alcoholic drinks and knew she was going to drive, then you could be potentially responsible). But, the general rule is that you cannot be liable just because she lives at home with you. I'm sure a good attorney could find a loophole if he needed to though.

Mark

www.MyOutOfControlTeen.com

Resentment Flu

Mark,

I really appreciate your help. I do want to ask you though about "resentment flu". Unfortunately, I have it myself. It is hard when I love my kids, but I also feel so angry and so terribly hurt by what has been happening. I pray to my higher power for guidance very often - it does help. Do you have any suggestions for my "resentment flu"? My feelings tend to show too well on my face, and because my children know me so well, I am sure they can tell. My hurt feelings are probably the reason my children continue to do some acting up - they probably want to hurt me. Any suggestions on how I can assume a better "poker face"?

Thanks again!

L.

__________________


Hi L.,

To resolve “resentment flu,” we must forgive. This is discussed in the ebook (in the chapter “How To Let Go” – online version).

It’s going to be very hard to maintain your good poker face if you have ‘unresolved anger’ (i.e., resentment) toward your kids. Please review -- and practice -- the material in the chapter “How To Let Go.”

Mark

www.MyOutOfControlTeen.com

My daughter doesn't respond to what we do and rarely speaks to me...

Hi P.,

I've responded in several places below. Please look for these arrows: >>>>>>>>>>

I've read through [the ebook] and need to make these comments. In the contents to the online version it mentions different assignments, but these don't seem to be in the printable version.

>>>>>>>>>> Actually, the assignments ARE in both the printable version and online version. On my printable copy, I see the following:

Assignment #1 - page 23
Assignment #2 - page 29
Assignment #3 - page 36
Assignment #4 - page 41

...this could be slightly different on your copy, but only by a page or two.

I have attempted to use assertive parenting as much as possible in the way that you describe. I am a teacher working with disturbed and damaged children and we use many of the strategies you mention, so I am familiar with the ideas. However, my daughter doesn't respond to what we do and rarely speaks to me, usually walking out of the room as soon as I walk in.

>>>>>>>>>> This indicates that you are in a power struggle with you daughter. Also, she has 'resentment flu'. You must - absolutely must - get into the online version of the ebook and listen to all the audio. You have only digested 50% of the material so far since you have only read the printable version. I can see why you're still struggling.

I have withdrawn privileges and possessions and she either hides away in her room for days on end or goes out and stays away all night.

>>>>>>>>>> O.K. Then you can ground her FROM her room. But you need to get out of the power-struggle first.
The only time she really makes any contact with us is if she is feeling poorly and then turns into a baby lying across her mother like a very young child.

>>>>>>>>>>> This is an indication that she is emotionally under-developed (which as you may have read, is a result of over-indulgent parenting).

She is very awkward about taking any medicine when she is unwell and will often refuse totally because she doesn't like the taste or consistency. This contrasts with drinking large amounts of vodka when she goes out with friends. I can't really see how the very good advice in the ebook can help us in this situation.

>>>>>>>>>> I have to be honest here. I don't think you "got it" with your first "read through" of my ebook. I clearly stipulate a method for dealing with teenage drinking. We should probably schedule a phone consultation. If you're available tomorrow, I'll be glad to spend some time with you on the phone (my dime).

Also to go back to the online support, in the advertising it says that the course is available in audio form but I can't see it anywhere on the website.

>>>>>>>>>> The audio is in the online version of the ebook, which you have not accessed yet.

Mark