Posts

Dealing with Tough Financial Times

Image
A lot of U.S. families are having “financial woes” these days. More families are facing foreclosure on their mortgages …energy prices and grocery bills are all going up ...and uncertainty over when things will take a turn for the better is making everyone tighten-up their spending. So how do moms and dads explain this “money crunch” to their fashion-conscious middle-school children as well as their teens with dreams of out-of-state college or a new car? Here are some tips that may help: 1. Be honest with your kids — but don't tell them more than they need to know. Avoid overloading older children with too many details or worries that might scare them. Stick to brief explanations and be clear about changes made to the family budget. 2. Encouraging children to find creative ways to save or make money not only helps them feel empowered — it helps them feel like they're doing their part to help out. 3. Even young children are “brand- and consumer-aware” these da...

Dealing With Difficult Toddler Behavior

Image
Dealing with toddler behavior can be really stressful when you’re not sure how to handle it. Every parent knows that so-called “bad behavior” starts with the “terrible twos” and often gets worse before it gets better. We’ll call them the “tortuous threes.” Some important “toddler traits” include the following: Toddlers are mobile and expressive. They know how to move (fast!) and they know how to express themselves with words and actions. They know how to ask for things. They know how to scream at you when you say “no”. But they pretty much lack any capability to use adult logic. Toddlers want independence. Toddlers can tell you what they want to have, or what they want to do, they want to be allowed to have it (or do it). They want to push the boundaries and try new things. Yet too many moms and dads don’t realize this is how the youngster learns and gains confidence. If you keep your youngster boxed into a strict set of rules, you risk squashing their inner confidence and...

New Teenage Drivers: Tips for Parents

Image
Learning to drive can be nerve-wracking for adolescents and moms and dads. It's likely to be your first experience putting your safety and auto investment in your adolescent's hands. And since you know all the risks of the road, this can be pretty scary. Moms and dads play an important role in helping adolescents practice their driving skills and develop confidence behind the wheel. To help prepare for this critical time in your adolescent's life, it may help to refresh your driving knowledge by attending a basic defensive driving course. You'd be surprised to learn how much has changed since you learned to drive. When it comes to driving, experience is an important teacher. The more time teen drivers spend honing a variety of skills in different road and weather conditions, the more calm and confident they will feel and the better they'll be able to react to challenging situations. Before each practice session, plan the specific skills you want to ...